Credit Risk

Credit Strategy in Emerging-Market Fintech

Credit policy, product strategy, go-to-market, and portfolio growth across Zambia, Tanzania, and Uganda.

~1M customers · ~5.7MM ZMW disbursed

Overview

Managed risk for unsecured lending across three African countries and led strategic initiatives spanning underwriting, credit policy, customer acquisition, portfolio growth, and collections.

The documented work included expansion to approximately 1M customers, uptake to ~21%, and ~5.7MM ZMW in disbursements.